many don't understand, neither i am, why do the rich people are getting richer? what do they have, any special ability, that we all are lacking of? we, the poorer category, need to work for hours, saving every cents, just for that little income! why???
how to be a millionaire?
eh... i have a simple formula here. if you start saving RM1400 every month in to the fixed deposit account, with the annual interest of 5%, after 40 years, your accumulated saving will be RM1400 X (1 + 5%) X 40 = RM 169,000.00 that's it.
but,
if you invest into any of the potential investments, like share market, properties... with the same amount, the return will be around 20% annually. after the same period, how much do you think you will get? the answer is, you are a millionaire! or a billionaire!
from this story, someone needs to be more flexible, and able to accommodate in any situation to invest. everyone must learn how to invest, no matter what, either as a conservative type or an aggressive one. how to manage your resources, this is the key point of success...
as Malay proverb says, "sikit-sikit, lama-lama jadi bukit... EMAS!"
YOU must start now!
Related topic:
I want to get rich!
Sunday, January 11, 2009
Friday, January 09, 2009
"Doctor, please let me die..."
few days ago i was called to attend a case at the casualty department. a 60-year-old Chinese guy was gasping for air, he looked so hard to take every breathe. of his limitation of breathing, he was still trying so hard to talk to me.
"doctor, i need water..."
"doctor, i am very hungry..."
after making fast examination, i called upon his family members for further information of his previous condition. aiyaaa, he has been such for very very long time. and he got admitted to few hospitals for similar presentation, he got collapse a few times also.
he has very severe lung problem, in short at terminal stage.
the patient already knew his condition. after few episode of miracles, revived after collapse. he has lose the hope. with his last few breathe, he told me...
"doctor, please let me die..."
sad to say this. and his only daughter was sobbing to see his condition. so unwillingly to accept the option, yet so sorry to see his worsening condition.
they agreed for not active management on him, they opted not for intubation, nor performing CPR on him.
on the next day, he finally took his last breathe. a peaceful ending for him, freedom from his torment, a solution to his family members.
sad...
"doctor, i need water..."
"doctor, i am very hungry..."
after making fast examination, i called upon his family members for further information of his previous condition. aiyaaa, he has been such for very very long time. and he got admitted to few hospitals for similar presentation, he got collapse a few times also.
he has very severe lung problem, in short at terminal stage.
the patient already knew his condition. after few episode of miracles, revived after collapse. he has lose the hope. with his last few breathe, he told me...
"doctor, please let me die..."
sad to say this. and his only daughter was sobbing to see his condition. so unwillingly to accept the option, yet so sorry to see his worsening condition.
they agreed for not active management on him, they opted not for intubation, nor performing CPR on him.
on the next day, he finally took his last breathe. a peaceful ending for him, freedom from his torment, a solution to his family members.
sad...
Tuesday, December 30, 2008
Merry X'mas and Happy New Year
i hardly online lately. very seldom check blogs and mails. getting lazy to turn on internet. because hor.... my laptop got into a serious problem two weeks ago. after many attempts of resuscitation, it was pronounced death with the cause of 'hard disk' failure. poor thing...
i got a massive change, a brand-new HARD-disk to it.
ta dah!!!
a relatively new laptop with extended live...
the best Christmas give, very happy now leh!
to all, looking forward to brand-new 2009!!!
Happy New Year... (booom!)
i got a massive change, a brand-new HARD-disk to it.
ta dah!!!
a relatively new laptop with extended live...
the best Christmas give, very happy now leh!
to all, looking forward to brand-new 2009!!!
Happy New Year... (booom!)
Sunday, December 14, 2008
I want to get rich!
here, let me tell a story...
long long time ago, a rich man gave a cow to a poor man for helping this poor guy. this poor guy became so motivated and started to work harder. however the guy still need money, get to feed himself. in the end he sold off the cow for a few goats. he ate one goat, and the rest of the goats were spared to produce milk. sadly, the goats couldn't produce milk, and his life was getting tougher. this poor guy sold the goats, then bought some chicken, thought to have chicken eggs. his life did not change, at last he killed the chicken one by one for feeding himself. he became devastated and totally demotivated. everything back to square one....
why does the poor guy remains poor forever, and the rich guy can keep on getting prosperous?
from an expert, the rich guy can get success because: when they face problem(s), no money, they will not utilize their saving or other investment amount. the pressure will encourage them to get more ideas for earning more money, to solve the problems. this is the correct character.
this character will determine success.
rich guy will get richer.
true, isn't it?
long long time ago, a rich man gave a cow to a poor man for helping this poor guy. this poor guy became so motivated and started to work harder. however the guy still need money, get to feed himself. in the end he sold off the cow for a few goats. he ate one goat, and the rest of the goats were spared to produce milk. sadly, the goats couldn't produce milk, and his life was getting tougher. this poor guy sold the goats, then bought some chicken, thought to have chicken eggs. his life did not change, at last he killed the chicken one by one for feeding himself. he became devastated and totally demotivated. everything back to square one....
why does the poor guy remains poor forever, and the rich guy can keep on getting prosperous?
from an expert, the rich guy can get success because: when they face problem(s), no money, they will not utilize their saving or other investment amount. the pressure will encourage them to get more ideas for earning more money, to solve the problems. this is the correct character.
this character will determine success.
rich guy will get richer.
true, isn't it?
Friday, December 12, 2008
Something fun...
Saturday, December 06, 2008
Doctor's life - bitter then sweet
after completing my secondary education, i seriously asked myself for my own future. judging from my ability and capability, plus my limited interest, i decided to join medical. don't ask why i joined medical, the reason i already mentioned in previous post - "Because I'm a doctor".
then many years of hard work, i enter a new chapter in my life. a working life, reality scenario of handling real people with real situation. freaking out, honestly this was my first reaction. it was totally a different life from previous. whatever i said, it will be followed by action. unlike testing 1, 2, 3. the patients are no more guinea pigs, or simulated ones.
houseman, i completed my first year of work in the three postings. explaining my job scope, a houseman is just a cheap all-in labour. houseman is the lowest rank in the constitution, a.k.a. in the hospital. just have to work and work, no argue following all instructions. there is no right or wrong, still houseman is always wrong. real bitter life, but it is the time to restructure a doctor to get mature. tough, yes it was. but i went through it.
medical officer, it is time to have fun. no more like a houseman, as a MO (for medical officer) many things are just give orders and the 'orang bawahan' (the houseman, or nurses) will do it. all in sudden, i feel like having too many free time at work. feeling less stress at work, less problem at solving situation, more mature in handling cases.
this is the path, we all have to go through the bitter part first then only can taste the sweetiness. at this point, ones only able to differentiate the sweetiness from the bitter taste. some always like to compare with their old-time story, mentioning last time they were this and that unlike people now. blah, blah, blah... but, the truth is all of us (the doctors) have went through this. regardless how old-time it was, everyone had their houseman era.
so why are they complaining now for the tough life in housemanship?
housemanship is just a waste-of-time, purposelessly setting up to cause more harm to those newly-joint 'virgin' doctors?
THE primary factor to cause more and more doctors from suffering mental disorder?
what i feel is, the doctors nowadays are more immature and fragile. there have not prepared to handle the duty as doctors, yet. many of them have the false hope, illusion about the doctor's life. from the dramas like 'House', 'Grey's anatomy', many have this westernised way of thinking.
no, we don't have such privilege to work in those countries. over here, it is normal to sacrifice endless hours for work. everyday, seven days a week. it is definitely not a nine-to-five work. further more it is much fortunate now, as many new doctors in the service. it is very unlikely to see a situation where not enough houseman in the hospital. overflow with houseman, yes always.
who should complain first? salute to those old-time doctors, they had gone through with no complain. tirelessly sacrificing themselves to all. it is a lesson for all of us to learn, no doubt.
from the anatomy of human tongue, we get the sweet sensation first at the tip and bitter at last. in real life story, it is another way round. we should get the bitter part first, then only enjoy the sweet part.
how fun it is now...
then many years of hard work, i enter a new chapter in my life. a working life, reality scenario of handling real people with real situation. freaking out, honestly this was my first reaction. it was totally a different life from previous. whatever i said, it will be followed by action. unlike testing 1, 2, 3. the patients are no more guinea pigs, or simulated ones.
houseman, i completed my first year of work in the three postings. explaining my job scope, a houseman is just a cheap all-in labour. houseman is the lowest rank in the constitution, a.k.a. in the hospital. just have to work and work, no argue following all instructions. there is no right or wrong, still houseman is always wrong. real bitter life, but it is the time to restructure a doctor to get mature. tough, yes it was. but i went through it.
medical officer, it is time to have fun. no more like a houseman, as a MO (for medical officer) many things are just give orders and the 'orang bawahan' (the houseman, or nurses) will do it. all in sudden, i feel like having too many free time at work. feeling less stress at work, less problem at solving situation, more mature in handling cases.
this is the path, we all have to go through the bitter part first then only can taste the sweetiness. at this point, ones only able to differentiate the sweetiness from the bitter taste. some always like to compare with their old-time story, mentioning last time they were this and that unlike people now. blah, blah, blah... but, the truth is all of us (the doctors) have went through this. regardless how old-time it was, everyone had their houseman era.
so why are they complaining now for the tough life in housemanship?
housemanship is just a waste-of-time, purposelessly setting up to cause more harm to those newly-joint 'virgin' doctors?
THE primary factor to cause more and more doctors from suffering mental disorder?
what i feel is, the doctors nowadays are more immature and fragile. there have not prepared to handle the duty as doctors, yet. many of them have the false hope, illusion about the doctor's life. from the dramas like 'House', 'Grey's anatomy', many have this westernised way of thinking.
no, we don't have such privilege to work in those countries. over here, it is normal to sacrifice endless hours for work. everyday, seven days a week. it is definitely not a nine-to-five work. further more it is much fortunate now, as many new doctors in the service. it is very unlikely to see a situation where not enough houseman in the hospital. overflow with houseman, yes always.
who should complain first? salute to those old-time doctors, they had gone through with no complain. tirelessly sacrificing themselves to all. it is a lesson for all of us to learn, no doubt.
from the anatomy of human tongue, we get the sweet sensation first at the tip and bitter at last. in real life story, it is another way round. we should get the bitter part first, then only enjoy the sweet part.
how fun it is now...
Thursday, December 04, 2008
GPS - 'Gila Punya Sistem'
recently i got a chance to sit in a car fitted with a GPS (global positioning system). fouyooh! that machine will show all the road in the map, and also show the way to the directed destination with voice.
"100 metres more, turn left."
alamak, very very 'song' leh!!! myself, a 'kampung' boy got so excited inside there. amazed with the machine. and my friend also so 'song' to show that thing. hey, it has the alarm system too, to alarm the driver if there is a speed trap.
wah...
so my friend wanted to go to a bank. he inserted the destination, and let the machine to show the direction. turning left, turning right. then many many turning... eh, the map was showing the destination. but there is no such bank over there...
still, my friend was not giving up. trusting the machine, followed the direction again. after awhile, still meeting the same place, and there is no such bank over there.
he got fed up, got down the car, then he asked the local people.
aiseh man... the bank is located another roll of shop lot. and it is not in the map. GPS - 'Gila Punya Sistem', fooling us everywhere. in the end, we still need to ask people, rely on the HUMAN GPS. and it is free of charge some more...
the human GPS, although it is not always trustworthy (somehow they will point to other wrong direction too) but it will be always there. just ask only...
just ask it!
"100 metres more, turn left."
alamak, very very 'song' leh!!! myself, a 'kampung' boy got so excited inside there. amazed with the machine. and my friend also so 'song' to show that thing. hey, it has the alarm system too, to alarm the driver if there is a speed trap.
wah...
so my friend wanted to go to a bank. he inserted the destination, and let the machine to show the direction. turning left, turning right. then many many turning... eh, the map was showing the destination. but there is no such bank over there...
still, my friend was not giving up. trusting the machine, followed the direction again. after awhile, still meeting the same place, and there is no such bank over there.
he got fed up, got down the car, then he asked the local people.
aiseh man... the bank is located another roll of shop lot. and it is not in the map. GPS - 'Gila Punya Sistem', fooling us everywhere. in the end, we still need to ask people, rely on the HUMAN GPS. and it is free of charge some more...
the human GPS, although it is not always trustworthy (somehow they will point to other wrong direction too) but it will be always there. just ask only...
just ask it!
Wednesday, December 03, 2008
BUSY!!!
for some reasons, i stopped browsing internet recently. cut short the time on the computer. less active on updating the blog.
and use the time for something else...
shopping... now is the year-end-sale, my shopping spree for the raya clothes and baby stuffs.
working... hai, im still working in this lousy, and out-of-nowhere 'kampung' hospital. workload remains the same, and im as if jobless everyday.
'lepak'ing... this is what i like to do, always!
end~
and use the time for something else...
shopping... now is the year-end-sale, my shopping spree for the raya clothes and baby stuffs.
working... hai, im still working in this lousy, and out-of-nowhere 'kampung' hospital. workload remains the same, and im as if jobless everyday.
'lepak'ing... this is what i like to do, always!
end~
Thursday, November 27, 2008
Yoga - okay or not?
first of all, im not fancy about yoga. neither learning it, nor have any interest to it. flipping over the recent newspapers, i got a shock to knowing that this yoga is 'haram' in the Islamic fatwa. yoga is linked to the Hinduism, about chanting or praying which is prohibited in the Islamic study.
ehh... what about other exercises?
Taekwondo is linking to Korean's religion?
Taichi is sort of praying to the Chinese's religion?
Kungfu is about Buddhism?
then, aerobics is linked to the Western religion?
so, all these exercises are 'haram'? and later on all other actions will be linking to the religion, and so be it.
what is the moral of the story?
religion is an independent issue, and should not mix with all sort of other factors. why not just stay in a perfect harmony state, instead to stir some turbulence in the calm situation.
peace...
ehh... what about other exercises?
Taekwondo is linking to Korean's religion?
Taichi is sort of praying to the Chinese's religion?
Kungfu is about Buddhism?
then, aerobics is linked to the Western religion?
so, all these exercises are 'haram'? and later on all other actions will be linking to the religion, and so be it.
what is the moral of the story?
religion is an independent issue, and should not mix with all sort of other factors. why not just stay in a perfect harmony state, instead to stir some turbulence in the calm situation.
peace...
Monday, November 10, 2008
Just a picture...
i took this at 'Telaga Tujuh' waterfall, Langkawi recently.

20mm, f11 at 1/8secs, manual mode.
just to share...
20mm, f11 at 1/8secs, manual mode.
just to share...
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